NBP Insurance » Commercial Auto Insurance

New York State Commercial Auto Insurance

Commercial Coverage Available

  • Liability Coverage
    In case you’re used as a result of an auto accident.
  • Collision Coverage
    Helps cover physical damage to your vehicle due to collision or upset.
  • Comprehensive Coverage
    Helps cover physical damage to your vehicle due to fire, theft and glass breakage.
  • Rental Reimbursement Coverage
    Helps cover the cost of a replacement vehicle for a specified period of time when your vehicle is disabled due to an insured loss.
  • General Liability Coverage
  • Bodily Injury Liability Coverage
    Helps protect you for injuries to other people resulting from your operations
  • Property Damage Liability Coverage
    For damage claims to property of others.
  • Personal Injury Liability Coverage
    Helps provide you with protection for such offenses as false arrest, libel, slander, and wrongful entry.
  • Advertising Injury Liability Coverage
    Helps cover your legal liability for a variety of offenses arising out of the advertising of your business’s goods and services.

Business Property Protection

  • Helps protect your building and contents in case of direct physical loss.

Additional Special Coverage

  • Cargo Coverage
    Helps protect the cargo you’re carrying while in transit or in storage.
  • Tool and Equipment Coverage
    Helps protect your tools and equipment used in your business while on your vehicle or at the job site.
  • Business Interruption Coverage
    Helps protect against loss of income (for up to 12 consecutive months) resulting from a covered loss.
  • Crime Insurance
    Helps protect against loss from burglary, robbery and even employee dishonesty.
  • Umbrella Excess Liability Insurance
    Provides greater liability limits, over primary liability insurance.

Important Note:

The above coverage and protection are subject to availability and qualifications. Other terms, conditions, and exclusions apply. This is a brief description of our business insurance coverage; this is not an insurance contract. To help you figure out which coverage, limits and deductibles are right for you and whether a particular business insurance product is available in your state, please contact your local NBP Insurance agent.